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walmart LUV question

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rootpooty
Valued Contributor

walmart LUV question

My cl is 700 but I haven't even had the card a month yet and have yet to charge anything to the card. However I would like to make a purchase but it slightly is over my cl. What are my chances of calling Walmart UW and explaining to them that would they show me a little luv?

Also isn't there a zero percent intro or something I seen that you can print off the web to use it in store? I'm looking to purchase a Canon T3I and I'm trying to weigh my options.

Thanks
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 1 of 6
5 REPLIES 5
rootpooty
Valued Contributor

Re: walmart LUV question

I forgot to add I have less than 10% util reporting
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 2 of 6
creditnocash
Valued Contributor

Re: walmart LUV question

Did you activate your Walmart fico yet?

I made one purchase when I got my cli from 800 to 3k. And about 4 purchases total when I got bumped to 5k last month
Only had the card since end of July but my Walmart fico last month was 743 cause of low util Smiley Happy


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 6
creditnocash
Valued Contributor

Re: walmart LUV question

If you sign in and go to special offers its plastered over my login page


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 6
rootpooty
Valued Contributor

Re: walmart LUV question

I haven't enrolled in paperless statements yet. Is it necessary before I request a cli?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 5 of 6
creditnocash
Valued Contributor

Re: walmart LUV question

While its not necessary too get the cli but when you enroll in e-statements you get a free transunion fico score every month


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 6 of 6
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