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Valued Member
spartanspirit
Posts: 45
Registered: ‎08-16-2011

walmart card approval!!!

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‎10-12-2012 10:30 PM

i shouldnt be bored and on the computer, but i applied for a walmart card and was instantly approved for a 600.00 credit limit. i applied over a year ago, and was denied. I made a post because they cave me a denial score of 549 out of a range of like 100-900 or something strange like that. my current credit profile incudes about 9 inquires, 80-90 percent utilization, one paid judgment, one charge off, multiple 30-150 days late, though those were over 2 years ago. its gona come in handy with a new baby on the way, yay diapers!!!



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge
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New Contributor
nenuco
Posts: 198
Registered: ‎07-30-2011

W

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‎10-12-2012 10:41 PM

Well congrats to you :smileyhappy:

Garden Mode (ON)... sort of... kind off (•‿•)
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: W

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‎10-12-2012 11:13 PM

Congrats

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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: W

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‎10-12-2012 11:14 PM

Yay! That's awesome! CONGRATS!

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: walmart card approval!!!

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‎10-13-2012 12:11 AM

Welcome to Wally World, don't forget about your free TU score.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: walmart card approval!!!

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‎10-13-2012 08:41 AM

Scooooreee!!!! Now, you can
A. Grow your lines
B. Hope for a Discover upgrade in 1-4 years LOL.

Just do not:
Max it out
Miss a payment

AND don't forget:
Around xmas, walmart typically offers 0% on all purchases for a specified period of time... At least the past two years, they have.

:-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: walmart card approval!!!

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‎10-13-2012 08:42 AM

Btw, congrats on the baby... One of my coworkers let me hold his four day old baby yesterday; it was magical...
Makes me wanna be a daddy( I need to finish school first and pay my student loans though LOL)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: walmart card approval!!!

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‎10-13-2012 09:06 AM

 

Congrats!!!  That one will grow with you!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: walmart card approval!!!

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‎10-13-2012 10:11 AM

youngandcreditwrthy wrote:
Btw, congrats on the baby... One of my coworkers let me hold his four day old baby yesterday; it was magical...
Makes me wanna be a daddy( I need to finish school first and pay my student loans though LOL)

and save for your childs student loans! 

 

congrats on the card and the new addition to your family. 

 

just when your buying all those diapers dont forget to log in and pay for em :smileywink: 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: walmart card approval!!!

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‎10-13-2012 01:37 PM

Co grats on the card and more importantly on the new family member:smileyvery-happy:
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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