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Valued Member
spartanspirit
Posts: 46
Registered: ‎08-16-2011

walmart card approval!!!

i shouldnt be bored and on the computer, but i applied for a walmart card and was instantly approved for a 600.00 credit limit. i applied over a year ago, and was denied. I made a post because they cave me a denial score of 549 out of a range of like 100-900 or something strange like that. my current credit profile incudes about 9 inquires, 80-90 percent utilization, one paid judgment, one charge off, multiple 30-150 days late, though those were over 2 years ago. its gona come in handy with a new baby on the way, yay diapers!!!



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

W

Well congrats to you :smileyhappy:

Garden Mode... kind of... sort of (•‿•)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: W

Congrats

Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: W

Yay! That's awesome! CONGRATS!

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: walmart card approval!!!

Welcome to Wally World, don't forget about your free TU score.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: walmart card approval!!!

Scooooreee!!!! Now, you can
A. Grow your lines
B. Hope for a Discover upgrade in 1-4 years LOL.

Just do not:
Max it out
Miss a payment

AND don't forget:
Around xmas, walmart typically offers 0% on all purchases for a specified period of time... At least the past two years, they have.

:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: walmart card approval!!!

Btw, congrats on the baby... One of my coworkers let me hold his four day old baby yesterday; it was magical...
Makes me wanna be a daddy( I need to finish school first and pay my student loans though LOL)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: walmart card approval!!!

 


Congrats!!!  That one will grow with you!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: walmart card approval!!!


youngandcreditwrthy wrote:
Btw, congrats on the baby... One of my coworkers let me hold his four day old baby yesterday; it was magical...
Makes me wanna be a daddy( I need to finish school first and pay my student loans though LOL)

and save for your childs student loans! 

 

congrats on the card and the new addition to your family. 

 

just when your buying all those diapers dont forget to log in and pay for em :smileywink: 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: walmart card approval!!!

Co grats on the card and more importantly on the new family member:smileyvery-happy:
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k

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