cancel
Showing results for 
Search instead for 
Did you mean: 

walmart card vs discover

Regular Contributor

walmart card vs discover

when walmart card upgrades to discover is the credit limit the same?

Navy Siggy Cash Rewards 25K , Navy plat visa 25k,navy go 25k, Navy Check 15K, , USAA Am Exp 18K, USAA MC Rate Advantage 18K, Discover IT 18.5K, PayPal Extras MC 7.5K, Chase Military Star MC 2.5K, Military Star 8.05k, Wallmart discover 7.5k, Amex bce 25k,Boa cash rewards25k, southwest chase 4k, nasa cr 30k,nasa rew 5k,barc rewards 25k=279k+ scores 750 across the board
12 REPLIES
Valued Contributor

Re: walmart card vs discover

Yes
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor

Re: walmart card vs discover

ive read it both ways. (sometimes stays the same/but ive read a couple people go back to their original limit) 

but you can always call credit solutions and ask for a cli to the original limit or more its only a soft pull. 

 

You would think if they deemed the person worthy they would higher the limit!

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: walmart card vs discover

Reading through some experiences here I have also read that some go down in CL, others stay the same or go up. So really a YMMV experience.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor

Re: walmart card vs discover

When my card upgraded last year, I went from $400 to $2000.  YMMV.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor

Re: walmart card vs discover


MsLadyRover wrote:

When my card upgraded last year, I went from $400 to $2000.  YMMV.


I was referring to people who have gone up too like 10k(store card) and were upgraded and dropped too like 4k

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor

Re: walmart card vs discover

Seriously you should not care about the CL of GE cards when they upgrade.  Calling underwriting usually nets you whatever CL you want, Discover or not.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor

Re: walmart card vs discover

When my store card was upgraded to the Discover, they gave me a CLI from $1500 to $2000.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Regular Contributor

Re: walmart card vs discover

When I got my upgraded card, the limit presented was lower than my store card limt. Before I accepted the upgrade I called and was told the lower limit was the limit my store card had when I was selected for an upgrade months prior and not my current higher limit, but my limit should be raised when the new discover  was activated to match the store card.

 

 

 

As soon as I activated it they gave me an automatic cli at activation that actually doubled my store card limit. 

 

I love GE, dont worry about the limit if its lower you can always call and ask for one, but it should end up being the same limit or higher.

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


Take the FICO Fitness Challenge
Contributor

Re: walmart card vs discover

My upgrade raised my CL to 3500 from 2400...