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Regular Contributor
Posts: 104
Registered: ‎01-14-2013
0

walmart card vs discover

when walmart card upgrades to discover is the credit limit the same?

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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: walmart card vs discover

Yes
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Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
0

Re: walmart card vs discover

ive read it both ways. (sometimes stays the same/but ive read a couple people go back to their original limit) 

but you can always call credit solutions and ask for a cli to the original limit or more its only a soft pull. 

 

You would think if they deemed the person worthy they would higher the limit!

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

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Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: walmart card vs discover

Reading through some experiences here I have also read that some go down in CL, others stay the same or go up. So really a YMMV experience.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: walmart card vs discover

When my card upgraded last year, I went from $400 to $2000.  YMMV.



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Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
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Re: walmart card vs discover


MsLadyRover wrote:

When my card upgraded last year, I went from $400 to $2000.  YMMV.


I was referring to people who have gone up too like 10k(store card) and were upgraded and dropped too like 4k

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: walmart card vs discover

Seriously you should not care about the CL of GE cards when they upgrade.  Calling underwriting usually nets you whatever CL you want, Discover or not.

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Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: walmart card vs discover

When my store card was upgraded to the Discover, they gave me a CLI from $1500 to $2000.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
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Regular Contributor
Posts: 206
Registered: ‎12-20-2010
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Re: walmart card vs discover

When I got my upgraded card, the limit presented was lower than my store card limt. Before I accepted the upgrade I called and was told the lower limit was the limit my store card had when I was selected for an upgrade months prior and not my current higher limit, but my limit should be raised when the new discover  was activated to match the store card.

 

 

 

As soon as I activated it they gave me an automatic cli at activation that actually doubled my store card limit. 

 

I love GE, dont worry about the limit if its lower you can always call and ask for one, but it should end up being the same limit or higher.

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Contributor
Posts: 98
Registered: ‎12-20-2012
0

Re: walmart card vs discover

My upgrade raised my CL to 3500 from 2400...

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