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Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

walmart card

I just got my walmart card last week. I purchased a couple of things with it and got $40.00.  I thought cool.  I knew you could get up to $60.00 with it.  This weekend I went and got a few groceries and tried to get $60.00 with it.  The purchase was approved, but the cash was denied.:smileysurprised:  Not sure why.  As it is the weekend and I'll call them Monday.  Seems odd. The only thing I can think of it's a new account. Has anyone had this happen to them?  Just curious.  Thanks, John

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
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Member
billy0226
Posts: 23
Registered: ‎07-07-2012
0

Re: walmart card

Hi, There are limits on how much you can take as a cash advance and its different from perosn to person. You might have a low limit to start with since the card is new. It shows the limit on your monthly statement but i am sure you can call and get the limit. They might even be there tomorrow.

 

 

Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

Re: walmart card

thanks, I'll check my account.  I looked at it earlier and didn't see anything, but will look harder....:smileyhappy:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

Re: walmart card

well, I checked.  I don't have a statement yet, so it wouldn't show.  But thanks for the info.  learned something new.

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Frequent Contributor
traveler2005
Posts: 487
Registered: ‎08-13-2011
0

Re: walmart card

I have heard that the limit is 60.00 per billing cycle, not sure how accurate this is.  





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New Member
lashaun3
Posts: 8
Registered: ‎08-19-2012
0

Re: walmart card

It is correct that the limit may vary per person, but it is per 24hr period.

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: walmart card

if it really is 60$ per 24 hour period that sucks, my Discover More gets 120 per day.  Love Discover cause of their cash back option.

 

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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: walmart card

I've never tried to do the cash back option with my Walmart.  


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Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: walmart card

There are two limits in play when it comes to cash-over with Walmart -- the daily limit of $60, and the total limit which varies by account. Your statement should show your total cash advance limit, or you can call customer service to find out. There is no monthly limit -- if you have taken cash up to your cash advance limit, and you pay it off, you can take more cash.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: walmart card

GECRB WM uses your history with the account and your current CL to determine your cash advance limit. Mine currently sits at $120 with 1 year history and $1,500 CL.




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