Myfico shows a 700, I have a couple of cards that are in the 4k-10K range, i'm really confused how I got denied for a CLI....
last time CLI was over 4 months ago, could it be they rejected based on lack of usage on the walmart card? I use it once every few months just to keep it active to buy some small things.
Starting Score: CK 658 12/4/12 | CS 658 12/4/12 | myFico(EQ) 696 12/1/12
Have not received the letter yet, and they won't tell me the reason over phone, requested it last night. previous time was online via the button.
I think my overall util is around 16%, 2 brand new accounts which will only make the util even less(one hit myfico, other hasn't yet)
Usually to get a CLI you have to have 4 statements post to get a CLI. When you get your letter and get not enough experience at current level that's the reason. You didn't have 4 statements you have to have a balance report to get a statement.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Walmart is by GE, right?
Ive gotten CLI on my Lowes (GE) card with only 1 purchase, but GE has been pretty "meh" about CLI with me. I think it's just GE.
You can also call Credit Solutions for CLI for GECRB cards for better results. The number in the back door number sticky.
yah I think I will try the number after I get the letter. curious what they're gonna say the reason for decline was.
thanks guys, have a great weekend! 
@crew99 wrote:yah I think I will try the number after I get the letter. curious what they're gonna say the reason for decline was.
thanks guys, have a great weekend!
Try their number and hopefully you may get better results. Good luck either way!