My score went up by 1 whopping point. Big deal. My Walmart score always sucks. I don't have any idea why they are always so harsh. This past month I actually paid off the last of my credit card debt (although I let a small amount report to demonstrate use and play the FICO game.)
Hey john, sorry I should have clarified what card I have. At the time the only card I was eligable for was the Capital One SECURED card to help build credit. They offer it free with that card as a way to help people like me learn about their credit reports and FAKO scoring. lol
But as of lunch time today I was approved for a Walmart card so starting next month I should be able to keep track of a real Fico score
I forgot to post my scores... went from 619 to 638 2-3 new accounts opened! I think only 2 are showing though. Making progress!
Up 10 to 760! Tears of joy!!!
I've hit a plateau. -1 to 812.
Wife's is unchanged @ 744 (a lot lower than TU98). She has no installment loans and few of the CL's are as an AU.
Just got this card to see the score! LOL. Anyway, I sit at 754.
77 point jump this month! (and 110+ in the past 4 months)
feels good, and i'm not finsihed yet!