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Established Member
ihatefico
Posts: 17
Registered: ‎10-24-2007

wamu cli

Anyone think that wamu is giving cli's?  I have heard that they could be cutting them, so would now be a good time to ask?
Epic Contributor
Creditaddict
Posts: 22,030
Registered: ‎10-23-2007

Re: wamu cli

I thought wamu only does auto cli, you can't ask.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Member
ihatefico
Posts: 17
Registered: ‎10-24-2007
0

Re: wamu cli

Good to know. I wasnt aware of that. Thank you.
Member
Tristansmom
Posts: 8
Registered: ‎02-25-2008
0

Re: wamu cli

I don't know about clis, but I do know that they are NOT cutting limits, as some posts on the internet are saying I called and they told me, "No, we are not cutting limits".  I was concerned, because they gave me a the largest cl I have had since bankruptcy discharged August 08.
New Visitor
fx7202
Posts: 1
Registered: ‎10-30-2008
0

Re: wamu cli

yesterday was my 6mth anniversary and they tripled my cl, so i assume they are still issuing cli's.
Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: wamu cli

I'm coming up on my six-month anniversary with WaMu in a few weeks. I am sure hoping they triple my CL. I have had regular use of the card and have PIF'd monthly even though I still have a 0% APR until January 2009. Christmas is around the corner and I'd love to buy my son a PS3 and HDTV using my WaMu Visa!



fx7202 wrote:
yesterday was my 6mth anniversary and they tripled my cl, so i assume they are still issuing cli's.

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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Established Member
akaniks
Posts: 46
Registered: ‎02-14-2008
0

Re: wamu cli

Seems like they are still giving a lot of CLI's.
Contributor
Mark-MD
Posts: 146
Registered: ‎01-06-2008
0

Re: wamu cli

I have my WAMU card for 3 years, it was $7000 from day one and it is still the same today.  I called for a CLI today and I was told they only do them when they want to and you can not request one.

 

My FICO on the WAMU site is 749 and my total I own on my credit lines are 1% with my largest balance being just 3%

02/14/2009 EQ 797, EX 811, TU 805
Frequent Contributor
desifink
Posts: 405
Registered: ‎10-20-2007
0

Re: wamu cli

I think their policies differ depending on the card. If you're an old Providian (subprime) customer, you can forget about any kind of CLI or rate reduction - they just won't do it no matter how much you've improved your FICO score or your history with them. Prime cards might be a different story though.
Frequent Contributor
GST2008
Posts: 443
Registered: ‎03-22-2008
0

Re: wamu cli

Mine just hit six months and no love =(  Maybe next month.  I only use it moderately, so that may be why.  I called to request a limit increase and they told me they only do automatic increases.  It's just the run of the mill Washington Mutual Platinum Visa.

Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14

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