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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: wamu credit card

Or just see unknown_entity's link above. LOL
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Established Contributor
Posts: 995
Registered: ‎04-01-2008
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Re: wamu credit card

Cheddar, that sounds illegal!
Geesh!
Is Cap1 the only card that does that???


1/28/14 EQ 817, (6/30/14)EX 821, TU 817 on 6/13/2014

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Established Contributor
Posts: 683
Registered: ‎04-05-2008
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Re: wamu credit card

WaMu pulled TU for me. Score was 668. Received $2K CL, pre-approval app though.

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: wamu credit card



GFer wrote:
Cheddar, that sounds illegal!
Geesh!
Is Cap1 the only card that does that???


No, it's perfectly legal, and Cap1 doesn't use two-cycle billing.  WaMu does.

 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Established Contributor
Posts: 683
Registered: ‎04-05-2008
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Re: wamu credit card

Never knew what that two-cycle billing stuff was and not sure I even understand it now. All I know is I refuse to carry a balance and I've noticed that my purchases for July are not due until September, and that's alright with me!

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Re: wamu credit card

WaMu, Orchard and Internet Bank are the ones I know of that use 2 cycle billing.  My WaMu is an old Providian card and it still has the original billing terms I suppose.  I recently PIF'd a 5k balance and the next statement showed a 0 balance, so I'm sure it's not on 2 cycle billing.
07/26/2007 TU-688
EQ-656
EX-649
Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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Re: wamu credit card

WAMU uses TU for monthly soft inquiries (exclusively)>
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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: wamu credit card



casinoannie97 wrote:
WAMU uses TU for monthly soft inquiries (exclusively)>


Not true.  I have softs from them on my EX.
 
They do soft either TU or EX monthly in order to generate the PFICO score they give you, but that is not TU exclusively.  Some people get TU.  Others get EX.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
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