There is no telling with WaMu. I have noticed that they are REALLY pushing balance transfers lately. I've gotten a bunch of new WaMu card offers in the past few weeks with 0% B/T offers til October 2009. They do have 2-cycle billing though so PIF it as often as you can if you get the card.
What is 2-cycle billing? Sorry for the dumb question.
Not a dumb question at all.
It means that in any billing cycle in which a finance charge is imposed (because you didn't PIF the last cycle's new balance in full), the finance charges will be calculated using your average daily balance of the previous two billing cycles instead of just the last cycle. This means if you don't PIF, you may actually be paying interest on charges you PIF'd up to two months ago.
---------------------------- App free since 7/11/08. TU 744 / EX 710 / EQ 694 (Starting to slip. )