wamu / wells fargo which cra do they pull?

Red1Blue · ‎03-31-2008

What CRA does Wamu and Wells Fargo pull?

FretlessMayhem · ‎03-31-2008

WAMU is EQ in VA, and WF was TU in VA.

Here we go again...

Scamp · ‎03-31-2008

concorduser wrote:
What CRA does Wamu and Wells Fargo pull?

I'm in AZ and a WF customer - they softed me on TU to check up on me and find an excuse to rate-jack me, then harded me on EX when I called to discuss the matter.

Can't help you with Wamu, though - sorry.

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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Anonymous · ‎03-31-2008

wf, tu for me, always. wamu, ex.

Message Edited by dnm45227 on 03-31-2008 09:24 PM

Anonymous · ‎03-31-2008

I use Wells Fargo for banking in California. When opening new checking or savings accounts, they pulled EQ. For credit card apps, they pulled EX.

No experience with Wamu.

NICKI183 · ‎03-31-2008

Scamp wrote:

concorduser wrote:
What CRA does Wamu and Wells Fargo pull?

I'm in AZ and a WF customer - they softed me on TU to check up on me and find an excuse to rate-jack me, then harded me on EX when I called to discuss the matter.
Can't help you with Wamu, though - sorry.

Yes, watch Wells. They just did that to my DM and put her interest rate to 14.99%. She was livid. Got smart and got approved for Best Buy Mastercard and transferred the balance for 0% 1yr then 6%. They are crazy. Stated she had a late somewhere on another card, but valued the fact that she was a customer of their for 14 yrs...LMAO.....ha ha ha ha

Message Edited by Scamp on 12-13-2008 10:15 AM

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%

Red1Blue · ‎03-31-2008

What is the difference between wells fargo visa and wells fargo financial visa? They seem to be two different credit card products.

Anonymous · ‎03-31-2008

prime and sub-prome arm, financial being the latter.

Red1Blue · ‎03-31-2008

Will there be any difference how these two cards report on CR's for Fico scoring purposes?

dnm45227 wrote:
prime and sub-prome arm, financial being the latter.

Anonymous · ‎03-31-2008

nope, cfl ding is (as far as i know) restricted to installment accounts. warning though, they had me at 5k over a year and a half, they just wouldn't budge. i kicked them to the curb last year.