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I was just wondering
Scores are below...
I have a BB store card plan B card 750 max CL
Also have a
Cap one 2000 CL
Chevron Gas 750 CL
Walmart Store 875 CL
Discover (HSBC) 1300 CL
Barclay (new this month ) 3000 CL
BB store card MAX 750CL
BK Chap 7 10/2005........... 2 collections on Equifax and TU One coming off in June I hope....... other in December
MY ?????
Should I wait till Cap one take it over to see how they handle these accounts or should I close now and re apply again in December 2012??
Thanks
J
Hmmm If you can handle the inq I might go ahead and apply but just a couple weeks ago someone had a plan B card for over a year or maybe longer forget and that person applied for another Best Buy Card and got a 2nd Plan B card!!
HSBC is one of those banks! Another poster some time ago had a $500 Best Buy MasterCard and Applied for a Platinum Best Buy MasterCard and was instantly approved for $6k and I think last week it was increased to $9k!! I had not heard of such a think on a BBMC before.
Now store cards I have seen with limits up to 27k or something crazy!
that someone was me ....................Ive had the account for 4 years ...never late...........
just bumming a bit ...this is the only card I want/need.......
Just wonderin if my odds would be better if I close it out wait 6 months ,then apply??
just keep your bestbuy card, it will be converted once capitalone takes over.
I would not close it and wait 6 months... if you want to pay down stuff and let some other CL's go up on all the GE cards, I would just leave the card open, it's no annual fee rigtht? keep it open and wait 6 months or as I said before if you can waste an inq go for it now... if declined wait 6 months and try again.