Re: was it a smart move?

jsickz32 · ‎06-29-2012

Soo i got a call from bofa about my bofa amex app and they told they cant give me anymore credit but offer to take 2k from my pat plus(at 3k right now) and give me the amex...my questions should change the plat plus for the amex? Its my oldest cc since 09 but i dont get any rewards from using it. Or should i accept the offer and keep the plat plus with only 1k cl. Thanks

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

webhopper · ‎06-29-2012

@jsickz32 wrote:
Soo i got a call from bofa about my bofa amex app and they told they cant give me anymore credit but offer to take 2k from my pat plus(at 3k right now) and give me the amex...my questions should change the plat plus for the amex? Its my oldest cc since 09 but i dont get any rewards from using it. Or should i accept the offer and keep the plat plus with only 1k cl. Thanks

I would do it!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

jsickz32 · ‎06-29-2012

Which one change the plat plus for the amex or have both?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

jsickz32 · ‎06-29-2012

So i took their offer

. Question..from what ive read here amex doesnt like someone apping for their cards at the same time...am i gona hear from amex now since i got approved for their bce and now the bofa amex?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

injustifiiable · ‎06-29-2012

@jsickz32 wrote:
So i took their offer . Question..from what ive read here amex doesnt like someone apping for their cards at the same time...am i gona hear from amex now since i got approved for their bce and now the bofa amex?

Well, the cards are from different issuers (AMEX vs BoA) so I wouldn't worry about it.

was it a smart move?

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