With J.Crew, I got the first CLI after calling them up and asking if we could start up my card after my credit coma, and they said yes. The next one was after my 20 year old got a new card with a $750 CL, and I got offended and hit the CLI button with an immediate increase to $1K, so I guess it must have already been in the system, just ready to go. This would be a little over 6 months after the other one, so I'm thinking that they do an auto every six months, if they like what you've been up to.
I have to retract what I've posted before and report that my card just spontaneously updated a second month in a row, without my begging, threatening, disputing, or even plain old asking. And that was without a statement dropping, and with a $0 balance. So, sorry WFNNB, and I guess you're back off Death Row again.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007