@creditwherecreditisdue wrote:
Sometimes it is best to wait. Time to withstand the urge to app and credit garden.
I agree....even tho I just apped yesterday! 
I knew they'd pull TU & it's my highest score & I miraculously have NO INQ's.
Don't app unless a card fits a specific gap in your credit profile. Rewards OR high CL OR some other specific benefit that you don't already have.
Apping for the sake of apping hurts your scores and AAoA, and in a year or two, you'll be wanting to close the eh cards. Trust me on this.
Apping for the sake of apping hurts your scores and AAoA, and in a year or two, you'll be wanting to close the eh cards. Trust me on this.