Hi my total credit line on all cards is 71000 outstanding is 8000 @ 10-11 percent utilization olny 2 cards reporting balances. I paid 3500 just today .. it will reflect on bureaus...by 18 or 19 of this month. my scores...... fico Transunion 755, fico Equifax 735, fico experain 754... No enquiries on fico eperian... since 9 months. 3 on Equifax in last 2 months.. I want to apply for bce and 0 percent balance transfer cards... please suggest.