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New Member
rizbangaliny
Posts: 28
Registered: ‎02-07-2013

what card i should apply

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.

New Member
rizbangaliny
Posts: 28
Registered: ‎02-07-2013

Re: Chase Freedom when should I apply?

i got chase freedom with very small limit with 3 months of credit history.

 

at first they denied than after recon they approve me.

Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012

Re: do i have to be a student to get STUDENT CREDIT CARD?????

You have to be a matriculated student to be approved for a student card.  Some applications even ask you to fax/scan/email proof of enrollment.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012

Re: what card i should apply

I think you are good for now, a fourth card with a 3 month history is too much.  Plus, you already have two prime cards. 

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: GE capital............how to get ge capital credit card easily

Usually a FICO score cannot be generated until 6 months of history. Is this FICO or a FAKO?

Any who GE is easier than CITI.

$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012

Re: who can get approve for CAPITAL ONE NEWCOMERS CREDIT CARD

Capital One Newcomers is aimed for new immigrants who have no credit history in the U.S.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: what card i should apply

You only need 3-4 cards to maximize your FICO. So you seem to have a good mix right now

$100K in Credit
Last Credit Card App: 11/16/13
Mega Contributor
Creditaddict
Posts: 18,814
Registered: ‎10-23-2007

Re: what card gives good credit limit to folks with fair credit history


rizbangaliny wrote:

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.


oh yes, I just saw how many posts you have with same interior question... Glad you found the boards early in your credit journey but something you will learn quickely is you will get lots of feedback, especially when you give specific questions, many of us are here way to many hours a day to admit so you won't need to repost your whole credit background "always" in each thread... maybe up in options put your score, 3 accounts, and 3 months history, then if more info needed you will get specific questions or thoughts to get you best answer... 

Welcome again and congrats on the good start to the new journey!

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Chase Freedom when should I apply?

I got the two in my sig. So far denied for Citi Simplicity denied for Chase Freedom. I am not surprised about this however because my credit is bad.


rizbangaliny wrote:

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.


 

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: what card gives good credit limit to folks with fair credit history

LOL@chase freedom with only 3 months history

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG

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