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rizbangaliny
New Member

what card i should apply

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.

Message 2 of 19
18 REPLIES 18
rizbangaliny
New Member

Re: Chase Freedom when should I apply?

i got chase freedom with very small limit with 3 months of credit history.

 

at first they denied than after recon they approve me.

Message 1 of 19
sakhalin070
Frequent Contributor

Re: do i have to be a student to get STUDENT CREDIT CARD?????

You have to be a matriculated student to be approved for a student card.  Some applications even ask you to fax/scan/email proof of enrollment.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 3 of 19
sakhalin070
Frequent Contributor

Re: what card i should apply

I think you are good for now, a fourth card with a 3 month history is too much.  Plus, you already have two prime cards. 

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 4 of 19
chnceit
Valued Contributor

Re: GE capital............how to get ge capital credit card easily

Usually a FICO score cannot be generated until 6 months of history. Is this FICO or a FAKO?

Any who GE is easier than CITI.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 19
sakhalin070
Frequent Contributor

Re: who can get approve for CAPITAL ONE NEWCOMERS CREDIT CARD

Capital One Newcomers is aimed for new immigrants who have no credit history in the U.S.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 6 of 19
chnceit
Valued Contributor

Re: what card i should apply

You only need 3-4 cards to maximize your FICO. So you seem to have a good mix right now

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 7 of 19
Creditaddict
Legendary Contributor

Re: what card gives good credit limit to folks with fair credit history


@rizbangaliny wrote:

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.


oh yes, I just saw how many posts you have with same interior question... Glad you found the boards early in your credit journey but something you will learn quickely is you will get lots of feedback, especially when you give specific questions, many of us are here way to many hours a day to admit so you won't need to repost your whole credit background "always" in each thread... maybe up in options put your score, 3 accounts, and 3 months history, then if more info needed you will get specific questions or thoughts to get you best answer... 

Welcome again and congrats on the good start to the new journey!

Message 8 of 19
dddewdrop
Valued Contributor

Re: Chase Freedom when should I apply?

I got the two in my sig. So far denied for Citi Simplicity denied for Chase Freedom. I am not surprised about this however because my credit is bad.


@rizbangaliny wrote:

hi so far my credit history is on 3 months.

 

i manage to have

 

capital one secured $200

discover more $750

chase freedom $500

 

i am looking for citi simplicity card next. so i need advice how can i get one citi bank credit card with good limit.


or

 

as  i am new what credit card i should apply next anyone please...........

 

thank's in advance.

my TU score 646 now.


 

Message 9 of 19
eviLution
Established Contributor

Re: what card gives good credit limit to folks with fair credit history

LOL@chase freedom with only 3 months history

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 10 of 19
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