09-10-2012 03:33 PM - edited 09-10-2012 04:48 PM
These are my stats..
Uti will be down around 10% at time of my applying for in July 2013
score in my siggy
BB store card 750 cl 0 bal
Barclays 3000.00 2700 bal 0 % till December 2013
Cap one 2000 0 balance
Fairwinds 2500 1300 balance 0 % till April 2013
Chevron texaco 1000 40.00 bal
HSBC /Cap one Discover rewards 1300.00 CL 0 balance
I have a bk that will be 8 yrs in July ... new account in April 2012 (fairwinds)
AAoA is about 6 yrs NO negatives since BK in 2005 ...all reports clear execpt for public record...
I have 1 inq on EX denial from Amex in December ....5 each on EQ and TU...that will be a year in December......
I know I want to try for a Amex Zync at 8 yr mark ....if I am gun shy I may wait till the 9yr mark for it....
Any good cashback cards suggestions???
09-10-2012 03:46 PM
It would help to know who you burned in your BK in order to mitigate the risk that you may be blacklisted by certain lenders.
09-10-2012 04:23 PM
sorry ...that would help.......
looks like fleet CC and MBNA ....also 2 cap one cards .....I have one now in good standing since 2007....all IIB has been washed out
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