These are my stats..
Uti will be down around 10% at time of my applying for in July 2013
score in my siggy
BB store card 750 cl 0 bal
Barclays 3000.00 2700 bal 0 % till December 2013
Cap one 2000 0 balance
Fairwinds 2500 1300 balance 0 % till April 2013
Chevron texaco 1000 40.00 bal
HSBC /Cap one Discover rewards 1300.00 CL 0 balance
I have a bk that will be 8 yrs in July ... new account in April 2012 (fairwinds)
AAoA is about 6 yrs NO negatives since BK in 2005 ...all reports clear execpt for public record...
I have 1 inq on EX denial from Amex in December ....5 each on EQ and TU...that will be a year in December......
I know I want to try for a Amex Zync at 8 yr mark ....if I am gun shy I may wait till the 9yr mark for it....
Any good cashback cards suggestions???
It would help to know who you burned in your BK in order to mitigate the risk that you may be blacklisted by certain lenders.
sorry ...that would help.......
looks like fleet CC and MBNA ....also 2 cap one cards .....I have one now in good standing since 2007....all IIB has been washed out