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Regular Contributor
LindaLu
Posts: 191
Registered: ‎06-13-2008
0

what credit cards pull experian?

Experian seems to be my highest credit score now.  It used to be Transunion..  I want to get a new card and was wondering if anyone knew what cards use Experian..

 

thanks

 

Contributor
pkhuu78
Posts: 101
Registered: ‎12-08-2011
0

Re: what credit cards pull experian?

if you are in California, almost everyone is pulling Experian even some of the local credit unions..


......NPSL.........14.5 K............30 K..........20 K.........10 K...............8 K.............7.5 K..........
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: what credit cards pull experian?

 

AMEX almost always only pulls EX for Charge Cards.   For Credit Cards they sometimes pull EX and others.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Regular Contributor
LindaLu
Posts: 191
Registered: ‎06-13-2008
0

Re: what credit cards pull experian?

thanks for replying

I am in Ohio

Member
heicos40t5
Posts: 13
Registered: ‎12-11-2010
0

Re: what credit cards pull experian?

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.

American Express Gold, Citi Diamond Preferred, Penfed Platinum Rewards, Discover More, Capital One Platinum
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: what credit cards pull experian?

Amex almost exclusively pulls experian. Also, I live in Oh and citi pulled my experian report.
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Super Contributor
CS800
Posts: 6,550
Registered: ‎04-07-2008
0

Re: what credit cards pull experian?

In MA, AMEX, BOA, Chase all pull EX




Established Contributor
aussiesareforever
Posts: 741
Registered: ‎10-04-2010
0

Re: what credit cards pull experian?

[ Edited ]

heicos40t5 wrote:

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.



Amex pulled all three for me a few years ago when I applied for the Delta Skymiles. Another poster here says that they pulled TU for her recently.

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Established Contributor
pakman92
Posts: 650
Registered: ‎03-01-2012
0

Re: what credit cards pull experian?

ditto on amex


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
0

Re: what credit cards pull experian?

For me, Amex (x3), PSECU and BOA all pulled EX.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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