Reply
Regular Contributor
Posts: 191
Registered: ‎06-13-2008
0

what credit cards pull experian?

Experian seems to be my highest credit score now.  It used to be Transunion..  I want to get a new card and was wondering if anyone knew what cards use Experian..

 

thanks

 

Contributor
Posts: 101
Registered: ‎12-08-2011
0

Re: what credit cards pull experian?

if you are in California, almost everyone is pulling Experian even some of the local credit unions..


......NPSL.........14.5 K............30 K..........20 K.........10 K...............8 K.............7.5 K..........
Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
0

Re: what credit cards pull experian?

 

AMEX almost always only pulls EX for Charge Cards.   For Credit Cards they sometimes pull EX and others.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Regular Contributor
Posts: 191
Registered: ‎06-13-2008
0

Re: what credit cards pull experian?

thanks for replying

I am in Ohio

Member
Posts: 13
Registered: ‎12-11-2010
0

Re: what credit cards pull experian?

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.

American Express Gold, Citi Diamond Preferred, Penfed Platinum Rewards, Discover More, Capital One Platinum
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: what credit cards pull experian?

Amex almost exclusively pulls experian. Also, I live in Oh and citi pulled my experian report.
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Super Contributor
Posts: 6,593
Registered: ‎04-07-2008
0

Re: what credit cards pull experian?

In MA, AMEX, BOA, Chase all pull EX




Established Contributor
Posts: 750
Registered: ‎10-04-2010
0

Re: what credit cards pull experian?

[ Edited ]

heicos40t5 wrote:

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.



Amex pulled all three for me a few years ago when I applied for the Delta Skymiles. Another poster here says that they pulled TU for her recently.

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($13,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Established Contributor
Posts: 650
Registered: ‎03-01-2012
0

Re: what credit cards pull experian?

ditto on amex


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: what credit cards pull experian?

For me, Amex (x3), PSECU and BOA all pulled EX.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.