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what credit cards pull experian?

Regular Contributor

what credit cards pull experian?

Experian seems to be my highest credit score now.  It used to be Transunion..  I want to get a new card and was wondering if anyone knew what cards use Experian..

 

thanks

 

Message 1 of 14
13 REPLIES
Contributor

Re: what credit cards pull experian?

if you are in California, almost everyone is pulling Experian even some of the local credit unions..


......NPSL.........14.5 K............30 K..........20 K.........10 K...............8 K.............7.5 K..........
Message 2 of 14
Super Contributor

Re: what credit cards pull experian?

 

AMEX almost always only pulls EX for Charge Cards.   For Credit Cards they sometimes pull EX and others.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 14
Regular Contributor

Re: what credit cards pull experian?

thanks for replying

I am in Ohio

Message 4 of 14
Member

Re: what credit cards pull experian?

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.

Message 5 of 14
Established Contributor

Re: what credit cards pull experian?

Amex almost exclusively pulls experian. Also, I live in Oh and citi pulled my experian report.
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 6 of 14
Super Contributor

Re: what credit cards pull experian?

In MA, AMEX, BOA, Chase all pull EX




Message 7 of 14
Established Contributor

Re: what credit cards pull experian?


heicos40t5 wrote:

From what ive learned...Amex pulls EX almost exclusively. They normally pull EX and then compose their own in house score based on it for approval.



Amex pulled all three for me a few years ago when I applied for the Delta Skymiles. Another poster here says that they pulled TU for her recently.


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017
Message 8 of 14
Established Contributor

Re: what credit cards pull experian?

ditto on amex


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 9 of 14
Valued Contributor

Re: what credit cards pull experian?

For me, Amex (x3), PSECU and BOA all pulled EX.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 10 of 14