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ok so first off i wanna thank this board for all the help its given me and where its gotten me with my cards.
so now that ive achieved 2 credit cards. i was denied for two others.
my question is basically what do i do now to continue raising my scores and will enable me to get the other two cards i want BCE and freedom, besides paying in full on time.
will using my cards more and for higher amounts also help my score?
http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-August-2013/td-p/2334767
Use your cards in any way you would spend normally and the link above is what you need most now.......time to heal scores,AAoA,INQ's
@cck5 wrote:ok so first off i wanna thank this board for all the help its given me and where its gotten me with my cards.
so now that ive achieved 2 credit cards. i was denied for two others.
my question is basically what do i do now to continue raising my scores and will enable me to get the other two cards i want BCE and freedom, besides paying in full on time.
will using my cards more and for higher amounts also help my score?
I don't know that charging a lot in itself will help you, but using the cards and paying (preferably in full) on time will build good payment history which will help you. Take some time to let the accounts age, build payment history and when you app next, make sure you pay before the statement cuts so no high utility is reporting. Good luck!