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Contributor
ebonygirl
Posts: 80
Registered: ‎03-08-2009
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what is a good secrured credit card?

i am looking into secured cc so i can rebuild my credit. i was wondering which banks offer the best value. isnt there some that after a certain period of time will transfer from secured to regular cc?
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007

Re: what is a good secrured credit card?

Bank of America = 9 months

National City = 12 Months

US Bank = 12 Months and 680 credit score required

try your local credit union maybe 

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Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008
0

Re: what is a good secrured credit card?

I have not personally ever had a secured card. However, CreditAddict has provided good recommendations. I can personally vouch for the US Bank one as I know many who have it, the Bank of America one I know about it, heard about it and seems to be a good one and I have heard of the National City one being recommended to alot of post BK people as a sympathetic bank.

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Contributor
ebonygirl
Posts: 80
Registered: ‎03-08-2009
0

Re: what is a good secrured credit card?

thank you both...i will look into them

 

i cant go through BofA though because i screwed up a regular card with them...and they blacklist... but i will try the others

Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008
0

Re: what is a good secrured credit card?


ebonygirl wrote:

thank you both...i will look into them

 

i cant go through BofA though because i screwed up a regular card with them...and they blacklist... but i will try the others


You are welcome and best of luck to you. If I may recommend to you on a personal note, go with US Bank, they are a good bank, they treat you right, they have excellent customer service and they will reward you for being responsible. You will have a better chance of growth with them. Just saying. Good luck either way.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Member
MadModder
Posts: 9
Registered: ‎03-14-2009
0

Re: what is a good secrured credit card?

I thought about creating a new thread, but just added to the existing one. There may be more information applicable to you there as well.

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