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Honestly I don't regret any of my cards that I got. If I had to say something it would be the Cap 1 Journey that I applied for, got triple pulled, and got denied. I'm happy though because Discover took me in the same day and gave me a student IT with 5% cashback anyways - so it was meant to be!
I will never regret my SCT VS! My worst card was my cap one secured card. I had it for five years, never received a CLI. The limit stayed at a whopping $250 until I closed it. I felt like the limit was holding me back.
Probably my citi AA plat. It is not a bad card. I got it as a result of a PC from AA exec and I maximized the 10% back on miles redemption. The problem is I don't have any AA flights at the moment so the priority boarding, free checked bag stuff are not of use to me and usually when I do fly it is on a reward and that stuff is already included in my ticket. The earn rate on the card is lousy so I don't use it for spend. The only reason I keep it open is because if I close it then it resets the clock on when I can apply for another AA card and get the bonus. Still I got a reterntion offer which I met so that took care of the AF for this year and I am hoping to use the benefits next year. I don't really regret any of the card accounts I opened. Everything I got was researched and I had a specific use for each product. The arrival+ is going to have to go away in Jan though, so whatever card I PC that into will likely be useless and only being kept around to help with overall util and keeping a relationship with barclays.
Wells Fargo
J Crew
Victoria Secret
Chase Amazon
Barclay Rewards
My worst card by a mile is my Wells Fargo Visa. It is getting some use right now because Wells Fargo gave me a 2 month bonus of double points on all of my purchases, but after that, back to the sock drawer. I am not going to close it though because it is my oldest card and it has no AF.
I had CreditOne when I was building. Got the limit up to $800 from $300 in about 8 months. I closed that in April when I got my CLI's on my Quicksilver cards.
I also had a Milestone Mastercard. It wasn't terrible, but the limit never grew beyond $300. I closed that last January.
Worst card I currently have is my $175 American Eagle card. It's kind of my own fault though, I never use it. I've thought about putting the work into making it grow, but I don't feel like I need to spend the money.
The most useless cards I have are my J. Crew and Overstock. I don't ever find anything I want on Overstock, and my local J. Crew is women's only. I figure someday Comenity will close those on me for non usage.
@DeeBee78 wrote:I had CreditOne when I was building. Got the limit up to $800 from $300 in about 8 months. I closed that in April when I got my CLI's on my Quicksilver cards.
I also had a Milestone Mastercard. It wasn't terrible, but the limit never grew beyond $300. I closed that last January.
Worst card I currently have is my $175 American Eagle card. It's kind of my own fault though, I never use it. I've thought about putting the work into making it grow, but I don't feel like I need to spend the money.
The most useless cards I have are my J. Crew and Overstock. I don't ever find anything I want on Overstock, and my local J. Crew is women's only. I figure someday Comenity will close those on me for non usage.
How long have you had your AE card? isn't it Comenity? Have you called the "robot lady" about a CLI? My J Crew card grew $3300 last month. Haven't reached 6 months with OS yet, but hope it will grow alot next month when I hit 6 months. Don't have AE card (figure I have enough SCT cards). Order a lot from J Crew online. Found that pants run small, so I usually have to order a size larger.