what is the worst credit card you currently/have ever had?

[Anonymous]

Cap1 Platinum MC & Merrick Bank

[Anonymous]

do you currently have those or were they in the past

[Anonymous]

First Premier

i think I paid $225 for annual feel and membership fee before I even got the card in the mail. My APR was 36% all across for purchase and cash advance. I closed it a year later. It was brutal!!!

[Anonymous]

Yikes 😱

[Anonymous]

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@Anonymous wrote:
how come

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the only upside of having the freedom now is for the 5% quarterly cashback

[elim]

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@Anonymous wrote:

My Walmart store card since it at the lowest limit of $400.  And I'm pretty much done with store cards as a whole (save for one which I'll mention)  I'll probably dump it at the first opportunity when I get an approval for another bank card (Chase or AMEX if everything works out) but that won't be for a while, at least another six months.  If I keep/apply for another store card I'll probably reapply for the Amazon card since it's now essentially an upcapped 5% card for Prime members (that's me!) and they started that soon after I canceled it the last time.  That still stings a little. 

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  +1  Walmart started me off with a juicy $150 limit.  Of course i read a bunch here and it went to $7,000 in a few months time.    :]

    Now my Chase Amazon sits at $2,000 and is an anchor. It started at $500 and has gotten 2 auto CLI's but that one may get closed soon. It's 17 months old and there is no way I'll take an HP from Chase on it. I may roll the 2k over to Ritz if they approve me for it this winter.

[wacdenney]

First and foremost would be Cap One.

Next would have to be Merrick bank.

and lastly every SCT I ever fell for.

[Anonymous]

lmfao

[Ragelog]

Worst ever would be First Premier 700 CL with like $49 AF or something plus monthly maintenance. I closed it as soon as I had other cards. Currently Overstock card has little to no use. Amazon, Walmart etc seem like the best deals. I would use Overstock but they rarely are competitive on price. 

I will likely keep it until they close it barring some amazing deal on something I planned to buy.

Honorable mentions Capital One Secured card (useful in establishing credit but it never graduates so I closed it once it nearly 2) and US Bank Harley Davidson Secured Card after further reasearch rarely converts and requires a hard pull.