Reply
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: what's a good CC for maximum points or cash back for home improvement purchases?

sounds like a great plan to me :smileyhappy:
"Never ever, ever be late. Never" (FUTR)
Frequent Contributor
Posts: 381
Registered: ‎09-26-2007
0

Re: what's a good CC for maximum points or cash back for home improvement purchases?

You can redeem Amex Rewards points for Home Depot GCs in addition to restaurants, Barnes&Noble, etc.

There are a number of promotional ways to accrue points faster like purchasing Linens&Things gift cards gets you 5x points.

Chase Freedom sounds pretty good (as NetPanther suggested):

* Receive $50 after you make your first purchase
* Earn 3% Cash Back in your top 3 everyday spending categories
* Earn 1% Cash Back for every $1 you spend on all other purchases
* Receive an extra $50 each time you save and redeem $200 in rewards

I don't know if Home Depot/Lowes would be considered "everyday spending" though. I like the last bullet point though.
-------------------------

Hello, my name is, "PenguinGeek," and it's been 9 months since my last cc app and my score is now 34 points higher than when I app'd.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.