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@Anonymous wrote:
My Wallet is:
Amex BCP (wish I could PC to everyday preferred)
Amex platinum
Amex PRG
Amex corporate Green
Chase Ritz
My Girl Sallie
bench:
Discover It (low CL and don't need rotating cat with Sallie)
Chase Freedom (same as discover)
Chase Amazon
Will Cut:
Cap 1 QS
What's so great about the everyday preferred? The BCP seems to beat it out in every category save the signup bonus.
@yellowcake wrote:
Starting Line up:
1. US Bank Cash+: 2% restaurants 5% fast food, 5% Cell phone bill
2. Barclays Sallie Mae: 5% gas, 5% groceries
3. Discover it: for discover deals only
4. Penfed Travel Amex: 5 points/$ on air travel. Works out to about 4% cash back.
5. Barclays priceline: 2 points/$ Everywhere else
Bench aka sock drawer
Citi Double Cash, Chase freedom, chase slate, citi diamond preferred, Penfed platinum rewards, Bank of America better balance (does have monthly Netflix charged to it), PNC points.
If you don't mind me asking, why bench the Double Cash in favor of the Priceline? Are Priceline points worth more than $0.01?
All of my cards are listed in my sig and all get regular use except the Wells Fargo Rewards Platinum Visa, which offers pretty poor rewards despite its name. It's not benched (I do keep it in my wallet), but it'll be the first card sock drawered when I run out of space in my wallet for new credit cards.
@Anonymous wrote:
@Anonymous wrote:
My Wallet is:
Amex BCP (wish I could PC to everyday preferred)
Amex platinum
Amex PRG
Amex corporate Green
Chase Ritz
My Girl Sallie
bench:
Discover It (low CL and don't need rotating cat with Sallie)
Chase Freedom (same as discover)
Chase Amazon
Will Cut:
Cap 1 QSWhat's so great about the everyday preferred? The BCP seems to beat it out in every category save the signup bonus.
The Everyday Preferred gets you 1.5MR on non category spend (after 30 trans/month) which can be worth 3% or more if you know how to use MR (transfer partners). If you just want cash back then the BCP is better.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
My Wallet is:
Amex BCP (wish I could PC to everyday preferred)
Amex platinum
Amex PRG
Amex corporate Green
Chase Ritz
My Girl Sallie
bench:
Discover It (low CL and don't need rotating cat with Sallie)
Chase Freedom (same as discover)
Chase Amazon
Will Cut:
Cap 1 QSWhat's so great about the everyday preferred? The BCP seems to beat it out in every category save the signup bonus.
The Everyday Preferred gets you 1.5MR on non category spend (after 30 trans/month) which can be worth 3% or more if you know how to use MR (transfer partners). If you just want cash back then the BCP is better.
Actually it can be worth 4-6cpp or 6-9% if used on short haul domestic flights using BA Avios with bonus transfer of 40%
Starting Lineup
1. Cap1 QS ~ Everyday Shopping
2. Ritz Carlton ~ Restaurants/Travel
3. AMEX BCP ~ Groceries/Gas (Demoted from everyday to just those 2 categories)
Bench
1. Chase Freedom Visa Sig
2. Amex Lowes ~ Business Card
3. Discover
4. Amex BofA Rewards
Cut
1. Probably my AMEX Gold ... It hasn't been used in years.
Priceline rewards are credited immediately. With double cash, you have to wait until the statement cuts. I also push payments to my cards a lot, and with double cash I have to make sure I don't end up with a credit balance, or I won't earn rewards on those payments.
@Anonymous wrote:
@yellowcake wrote:
Starting Line up:
1. US Bank Cash+: 2% restaurants 5% fast food, 5% Cell phone bill
2. Barclays Sallie Mae: 5% gas, 5% groceries
3. Discover it: for discover deals only
4. Penfed Travel Amex: 5 points/$ on air travel. Works out to about 4% cash back.
5. Barclays priceline: 2 points/$ Everywhere else
Bench aka sock drawer
Citi Double Cash, Chase freedom, chase slate, citi diamond preferred, Penfed platinum rewards, Bank of America better balance (does have monthly Netflix charged to it), PNC points.If you don't mind me asking, why bench the Double Cash in favor of the Priceline? Are Priceline points worth more than $0.01?
Priceline rewards are credited immediately. With double cash, you have to wait until the statement cuts. I also push payments to my cards a lot, and with double cash I have to make sure I don't end up with a credit balance, or I won't earn rewards on those payments.