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what's special about Wells Fargo Credit cards?

New Contributor

what's special about Wells Fargo Credit cards?

I was checking out Wells Fargo's credit card sections and boy are they mediocre looking to me.  I don't see any airlines/hotels affiliated cards, and their cash back option looked weak, and even 0% intro APRs/BTs were weak.  Why do people choose Wells Fargo Credit cards beside its Secured cards?

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Epic Contributor

Re: what's special about Wells Fargo Credit cards?

 


saaws wrote:

I was checking out Wells Fargo's credit card sections and boy are they mediocre looking to me.  I don't see any airlines/hotels affiliated cards, and their cash back option looked weak, and even 0% intro APRs/BTs were weak.  Why do people choose Wells Fargo Credit cards beside its Secured cards?


I just wanted a credit card to serve as my overdraft for my checking account with them.... but after just a couple weeks of use, I'm already back to Chase... the bill pay takes 2-3 days, Chase takes 1 day.  Deposits seem to take days to be seen but with Chase they are instant.  Overall I don't like them but I have a small amount go into the account from my check for my cash withdraw since they are next to my house

 

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Senior Contributor

Re: what's special about Wells Fargo Credit cards?

$18 annual fee for the securd card is the lowest of any major bank.  I think you can pay another $18 and you get rewards with it.  

Message 3 of 4
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Established Contributor

Re: what's special about Wells Fargo Credit cards?

 


saaws wrote:

I was checking out Wells Fargo's credit card sections and boy are they mediocre looking to me.  I don't see any airlines/hotels affiliated cards, and their cash back option looked weak, and even 0% intro APRs/BTs were weak.  Why do people choose Wells Fargo Credit cards beside its Secured cards?


 

In my case, the answer is simple: I banked with them, and they were the first to give me a credit card. (However, I didn't know it any better at that time. Where I come from, you will more or less only get a credit card from a place where you bank and that knows you well.)

 

The card I have from them is flat 1% rewards on everything, redeemable in $25 increments. It's my second highest limit, which doesn't mean much Smiley Wink.

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