Starting Score: ~500 (12/01/2008)
ballinonabudget wrote:14k for NFCU CashRewards last month.
The last credit card I applied for before that was $250 from first premier. This was over 4 years ago though. Didn't have very high util but my eyes lit up when I saw my credit score jump 50 points because of the higher CL now. My previous CC companies aren't very CLI friendly.
I got 2 pulls on my report last month, the NFCU pull, and my USAA Mortgage Refi pull. Once I finish the refi on my house, and buy my wife a new car, I'm gonna try for the NFCU Flagship card and then garden for a year. I have 2 loans with NFCU, 1 is 2.5 years old, the other almost 2 years, No negative info for over 4 years now, my FICO score is 717 now after the 2 pulls, I just opened the Cashrewards last month, do you NFCU pro's think my chances are good of getting the Flagship from NFCU?
Do not go for the flagship right after another app. You need to build up your relationship with them first. Then after a year or so revist the idea of apping for the flagship. Although, after a year you will have a shot at prime cards from other lenders.
$7000 - Wells Fargo Rewards Visa.
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
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