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what's the highest INSTANT APPROVAL CL u ever received?

Regular Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$17,500 for HSBC


Last app 5/7/2014

No apps until 3/31/2016!
Message 21 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

10000 American Express Blue Cash Everyday

Message 22 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

Message 23 of 73
Established Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$12.5K CSP
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 24 of 73
Established Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$5000 from Chase on the Amazon card.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 25 of 73
Regular Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

7,000 NFCU cashRewards visa signature
Message 26 of 73
Frequent Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

BofA Cash rewards VISA siggy $10k


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 27 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$7k Chase Freedom


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 28 of 73
Moderator Emerita

Re: what's the highest INSTANT APPROVAL CL u ever received?

Message 29 of 73
Established Member

Re: what's the highest INSTANT APPROVAL CL u ever received?

14k for NFCU CashRewards last month.

 

The last credit card I applied for before that was $250 from first premier. This was over 4 years ago though. Didn't have very high util but my eyes lit up when I saw my credit score jump 50 points because of the higher CL now. My previous CC companies aren't very CLI friendly.

 

I got 2 pulls on my report last month, the NFCU pull, and my USAA Mortgage Refi pull. Once I finish the refi on my house, and buy my wife a new car, I'm gonna try for the NFCU Flagship card and then garden for a year. I have 2 loans with NFCU, 1 is 2.5 years old, the other almost 2 years, No negative info for over 4 years now, my FICO score is 717 now after the 2 pulls, I just opened the Cashrewards last month, do you NFCU pro's think my chances are good of getting the Flagship from NFCU?

Old Fako score 550 in 2008ish
Current Fico(1/1/2013) EQ 717
Goal:750 100k
Open Loan Balances: 34k Auto 13.3k Auto, 5.3k Personal loan both through Navy FCU, 182k Mortgage 3.375%
The Wallet: NFCU 14k Signature Visa, USAA 10k MasterCard, Penfed 10k Cap1 500
Message 30 of 73