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what's the highest INSTANT APPROVAL CL u ever received?

Senior Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$29,700 for Chase Sapphire Preferred.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 31 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?


ballinonabudget wrote:

14k for NFCU CashRewards last month.

 

The last credit card I applied for before that was $250 from first premier. This was over 4 years ago though. Didn't have very high util but my eyes lit up when I saw my credit score jump 50 points because of the higher CL now. My previous CC companies aren't very CLI friendly.

 

I got 2 pulls on my report last month, the NFCU pull, and my USAA Mortgage Refi pull. Once I finish the refi on my house, and buy my wife a new car, I'm gonna try for the NFCU Flagship card and then garden for a year. I have 2 loans with NFCU, 1 is 2.5 years old, the other almost 2 years, No negative info for over 4 years now, my FICO score is 717 now after the 2 pulls, I just opened the Cashrewards last month, do you NFCU pro's think my chances are good of getting the Flagship from NFCU?


Do not go for the flagship right after another app. You need to build up your relationship with them first. Then after a year or so revist the idea of apping for the flagship. Although, after a year you will have a shot at prime cards from other lenders.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 32 of 73
Established Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

15K PSECU


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 33 of 73
Established Member

Re: what's the highest INSTANT APPROVAL CL u ever received?

$5900 Citi Simplicity


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Message 34 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$23,500 for my J.P. Morgan Ritz Carlton Visa Signature
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 35 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

7500 NFCU CashRewards.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 36 of 73
Established Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

3K approval (Forward and Dividend)

 

6k CLI (BCP)

 

Edit: I forgot my store cards lol!

 

5K approval HHGregg.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 37 of 73
Established Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

psecu 20k. i have used this card so much for balance transfers it has really saved me lol

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 38 of 73
Super Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

Cap1, $3000
Message 39 of 73
Moderator Emeritus

Re: what's the highest INSTANT APPROVAL CL u ever received?

$7000 - Wells Fargo Rewards Visa.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 40 of 73