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Contributor
Posts: 93
Registered: ‎01-31-2008
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Re: what's the highest INSTANT APPROVAL CL u ever received?

Mine was an instant approval over the phone for a NFCU CashRewards Visa with a $14,000 limit.  I was shocked, and the CSR seemed shocked too as she said that normally they have to review the applications.  At the time my highest CL was $2,000. 


Starting Score: 686 EQ (8/9/12), 668 TU (WalMart 8/8/12), 685 EX (3/25/14)
Most Recent Score: 684 EQ (3/26/14), 688 TU (3/25/14), 685 EX (3/25/14)
Goal Score: 700+


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Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
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Re: what's the highest INSTANT APPROVAL CL u ever received?

Instant $7500 with DCU


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Member
Posts: 12
Registered: ‎12-18-2012
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

$17,500 NFCU Flagship Siggy Visa

Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

Does this include recons?

 

lol

 

Highest Instant: $4,000 from Discover

Highest Recon: $6500 on Trav Amex

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 249
Registered: ‎12-24-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

 

It used to be NFCU at $25k

 

But today CSP beat them at $30k.

 

 

Established Contributor
Posts: 793
Registered: ‎08-02-2008
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Re: what's the highest INSTANT APPROVAL CL u ever received?

22k United Mileage Club Visa sig

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

[ Edited ]

$100 Dollar Tree

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

@McArthur. I hope Chase does the same for me :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

9K PSECU Visa




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
0

Re: what's the highest INSTANT APPROVAL CL u ever received?

$7,500 US Bank Cash Rewards which, for some reason, wasn't good enough to get the Cash+

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