cancel
Showing results for 
Search instead for 
Did you mean: 

what's the highest INSTANT APPROVAL CL u ever received?

Regular Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

3k for Barclays apple was the highest instant i got,  Most of the cards ive been approved for required 7-10 days or call for instant decision (probably becuase i had many inquiries at the time) 

 

But 90% of the time when i got the 7-10 day message i end up getting approved days later once the app is manually reviewed and they notice that aside from inquiries my credit file is pretty solid.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


Take the FICO Fitness Challenge
Message 61 of 73
Valued Member

Re: what's the highest INSTANT APPROVAL CL u ever received?

10k fr cap 1

Chase Sapphire Preferred | Freedom | IHG Rewards Club
Citi Dividend | Simplicity | AAdvantage
Discover It
Capital One Quicksilver
Amex Blue Cash
Barclay Arrival | NFL Extra Points
Bank of America Better Balance Rewards
US Bank Platinum Visa
Message 62 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

It they did instant approvals it would have been from Compass Bank at $8,000.  (They don't do instant approvals for anyone, but it took less than an hour to get that limit, which was actually very fast for them!) 

 

Other than that it was for $2,500 from Barclays.  (I later PC's that card and got a lower limit.  I had to reapply and went through som hassle with that!)

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 63 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

20K Chase Marriott Premier Visa Signature 12/12 has been my highest instant approval to date.

Message 64 of 73
New Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

AMEX BCE - $20,900

NFCU Flagship - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Furniture Row - 19.7k | Lowes Card - 16k | NFCU LOC - 15k | Amazon Store - 12k | Macy's - 6000
Message 65 of 73
Senior Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

Wow..... I want a $20k+ BCE haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 66 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

25K from Amex and Barclays.

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 67 of 73
Valued Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

Highest instant approval was $6,100 with CareCredit.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 68 of 73
Member

Re: what's the highest INSTANT APPROVAL CL u ever received?

11,500 Citi AAdvantage Platinum

Discover More (3,000), Hilton AMEX Surpass (1,000), SPG AMEX (2,000), Barclay's Frontier Airlines (5,000), BOA Worldpoints ( 8,000), Citi AA Plat (11,500), Sears (3,600), Best buy (2,500), Citi Hilton (9,000), Citi Hilton Reserve (4,000), US Bank Club Carlson Premier (5,000) and Chase Sapphire Preferred (8,000)

Starting Score: 684
Current Score: 729
Goal Score: 750


Take the myFICO Fitness Challenge
Message 69 of 73
Frequent Contributor

Re: what's the highest INSTANT APPROVAL CL u ever received?

$5k Chase Southwest RR card.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Message 70 of 73