Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 207
Registered: ‎12-20-2010
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

3k for Barclays apple was the highest instant i got,  Most of the cards ive been approved for required 7-10 days or call for instant decision (probably becuase i had many inquiries at the time) 

 

But 90% of the time when i got the 7-10 day message i end up getting approved days later once the app is manually reviewed and they notice that aside from inquiries my credit file is pretty solid.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


Take the FICO Fitness Challenge
Valued Member
Posts: 65
Registered: ‎12-30-2012
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

10k fr cap 1

Chase Sapphire Preferred | Freedom | IHG Rewards Club
Citi Dividend | Simplicity | AAdvantage
Discover It
Capital One Quicksilver
Amex Blue Cash
Barclay Arrival | NFL Extra Points
Bank of America Better Balance Rewards
US Bank Platinum Visa
Valued Contributor
Posts: 1,666
Registered: ‎10-15-2011
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

It they did instant approvals it would have been from Compass Bank at $8,000.  (They don't do instant approvals for anyone, but it took less than an hour to get that limit, which was actually very fast for them!) 

 

Other than that it was for $2,500 from Barclays.  (I later PC's that card and got a lower limit.  I had to reapply and went through som hassle with that!)

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

[ Edited ]

20K Chase Marriott Premier Visa Signature 12/12 has been my highest instant approval to date.

New Contributor
Posts: 65
Registered: ‎08-23-2012
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

AMEX BCE - $20,900

NFCU Flagship - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Furniture Row - 19.7k | Lowes Card - 16k | NFCU LOC - 15k | Amazon Store - 12k | Macy's - 6000
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

Wow..... I want a $20k+ BCE haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,366
Registered: ‎09-22-2009
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

25K from Amex and Barclays.

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

Highest instant approval was $6,100 with CareCredit.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Member
Posts: 9
Registered: ‎10-11-2012
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

11,500 Citi AAdvantage Platinum

Discover More (3,000), Hilton AMEX Surpass (1,000), SPG AMEX (2,000), Barclay's Frontier Airlines (5,000), BOA Worldpoints ( 8,000), Citi AA Plat (11,500), Sears (3,600), Best buy (2,500), Citi Hilton (9,000), Citi Hilton Reserve (4,000), US Bank Club Carlson Premier (5,000) and Chase Sapphire Preferred (8,000)

Starting Score: 684
Current Score: 729
Goal Score: 750


Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 262
Registered: ‎03-07-2009
0 Kudos

Re: what's the highest INSTANT APPROVAL CL u ever received?

$5k Chase Southwest RR card.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.