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Regular Contributor
Posts: 204
Registered: ‎12-20-2010
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Re: what's the highest INSTANT APPROVAL CL u ever received?

3k for Barclays apple was the highest instant i got,  Most of the cards ive been approved for required 7-10 days or call for instant decision (probably becuase i had many inquiries at the time) 

 

But 90% of the time when i got the 7-10 day message i end up getting approved days later once the app is manually reviewed and they notice that aside from inquiries my credit file is pretty solid.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 755 Eq 746, Ex 770(psecu)
Goal Score: 780 across the board


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Valued Member
Posts: 65
Registered: ‎12-30-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

10k fr cap 1

Chase Sapphire Preferred | Freedom | IHG Rewards Club
Citi Dividend | Simplicity | AAdvantage
Discover It
Capital One Quicksilver
Amex Blue Cash
Barclay Arrival | NFL Extra Points
Bank of America Better Balance Rewards
US Bank Platinum Visa
Valued Contributor
Posts: 1,126
Registered: ‎10-15-2011
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Re: what's the highest INSTANT APPROVAL CL u ever received?

It they did instant approvals it would have been from Compass Bank at $8,000.  (They don't do instant approvals for anyone, but it took less than an hour to get that limit, which was actually very fast for them!) 

 

Other than that it was for $2,500 from Barclays.  (I later PC's that card and got a lower limit.  I had to reapply and went through som hassle with that!)



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: what's the highest INSTANT APPROVAL CL u ever received?

[ Edited ]

20K Chase Marriott Premier Visa Signature 12/12 has been my highest instant approval to date.

New Contributor
Posts: 65
Registered: ‎08-23-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

AMEX BCE - $20,900

NFCU Flagship - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Furniture Row - 19.7k | Lowes Card - 16k | NFCU LOC - 15k | Amazon Store - 12k | Macy's - 6000
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

Wow..... I want a $20k+ BCE haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,271
Registered: ‎09-22-2009
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Re: what's the highest INSTANT APPROVAL CL u ever received?

25K from Amex and Barclays.

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

Highest instant approval was $6,100 with CareCredit.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Member
Posts: 9
Registered: ‎10-11-2012
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Re: what's the highest INSTANT APPROVAL CL u ever received?

11,500 Citi AAdvantage Platinum

Discover More (3,000), Hilton AMEX Surpass (1,000), SPG AMEX (2,000), Barclay's Frontier Airlines (5,000), BOA Worldpoints ( 8,000), Citi AA Plat (11,500), Sears (3,600), Best buy (2,500), Citi Hilton (9,000), Citi Hilton Reserve (4,000), US Bank Club Carlson Premier (5,000) and Chase Sapphire Preferred (8,000)

Starting Score: 684
Current Score: 729
Goal Score: 750


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Frequent Contributor
Posts: 262
Registered: ‎03-07-2009
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Re: what's the highest INSTANT APPROVAL CL u ever received?

$5k Chase Southwest RR card.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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