what's your lowest APR credit card?

[stan_the_man]

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@TheBronxBomber wrote:
I'm reading a book called "Best Credit" by Dana Neal. I had no idea that prime cards like AMEX and Chase look at you negatively when you have credit cards with high apr's. What is the lowest APR card you carry in our wallet?

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Lowest -- 8.99% on my Navy Federal nRewards cards.

Highest -- 22.49% on my GM Card

FWIW -- Most rewards cards have relatively insane APRs for prime/super-prime customers. So, APR is not necessarily an indication of creditworthiness.

[CK_Charles_Lover]

Parkvale Bank Visa (Pittsburgh Area)       7.9%   for 3 years to all new accounts

  puts all my prime cards to shame and started me off at $5000 limit when all I had was a capital one with 500 CL over 2 years ago

[Anonymous]

Lowest APR is Capital One Plat. Mastercard 10.9%

[Creditaddict]

Amex Optima Platinum, opened in 2000 6.4%... I want to say it's Prime + 0, but if that's not the current Prime then at some point they must have locked it because I know when I use to use it SO many years ago now (reduced CL from 25k to $500 in 2008 I think) but it use to be up in the 8-11 area I think I remember.

[Anonymous]

13.24% - Chase Southwest Rapid Rewards Credit Card

[Creditaddict]

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@Anonymous wrote:

13.24% - Chase Southwest Rapid Rewards Credit Card

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I have 11.9% for southwest Visa Sig.but not sure what this started out at, PC into Southwest several years ago.

[Anonymous]

I got the Southwest Card like last year... Starting %13.24 now I believe its %14.24

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@Creditaddict wrote:

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@Anonymous wrote:

13.24% - Chase Southwest Rapid Rewards Credit Card

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I have 11.9% for southwest Visa Sig.but not sure what this started out at, PC into Southwest several years ago.

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[mark925]

Penfed Promise Visa - 7.99% for the first 36 months then 9.99% for life.

[LTomBerry]

USAA World MC - 10.9% permanent, but 4% for 12 months after deployment. I deploy at least once a year so for now it's permanent 4%.

[Anonymous]

Hah I lied, 19.94% on my Amex Clear.  Pathetic!