Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: what score to get a Fidelity Amex or Schwab Visa rewards card

High FICO scores based on thin credit files are not indicative of the obtainable results upon application for credit. It takes more than a high FICO score to be successful. It takes a credit history, too!
Highlighted
Contributor
Posts: 101
Registered: ‎08-04-2008
0

Re: what score to get a Fidelity Amex or Schwab Visa rewards card

When I was approved for the Schwab card a couple months ago I had a ~720ish FICO.

 

I think I had a pretty solid file on other grounds than the score, though - the only reason it is that low currently is because within the last year I've opened a number of new CC accounts (all from the so-called "prime" lenders and with fairly decent ~$10k CLs), closed on a new home with a mortgage, and had a new student loan begin reporting as well.

 

It's by far my favorite card though - so definitely worth it to hang in there and re-apply down the road. Smiley Happy

 

I'll keep my fingers crossed for you.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.