10-20-2009 07:34 PM
10-20-2009 08:48 PM
When I was approved for the Schwab card a couple months ago I had a ~720ish FICO.
I think I had a pretty solid file on other grounds than the score, though - the only reason it is that low currently is because within the last year I've opened a number of new CC accounts (all from the so-called "prime" lenders and with fairly decent ~$10k CLs), closed on a new home with a mortgage, and had a new student loan begin reporting as well.
It's by far my favorite card though - so definitely worth it to hang in there and re-apply down the road.
I'll keep my fingers crossed for you.