what should be my next card?

[jaytatis]

hey guys been searching the forum for a while now, finally decided to make a thread.

im 23, moving onto 24 in a couple of months.

my credit score is a 747.

so far i have these cards and things on my resume.

auto loan. about 19xxx

student loan about 7xxx

care credit lasik surgery about 2xxx

as for credit cards.

Chase Slate 4000. zero balance

Chase Freedom 1500. balance under 100

none of these cards has seen an increase in over a year and a half. wise spending used frequently always paid on time.

American Express Blue Cash.

4200 limit, was increased 200 from 4000 before recently. balance under 500

Discover IT.

was increased to 8000 from a 4500. recently. balance at 1200

Citi Preffered Diamond $5200. increased recently from 4000. zero balance.

i was thinking of going for the amex green or a personal line of credit. think i have been using my credit wisely and responibly.

just looking to further my credit score

[Revelate]

Welcome to the forums!

What I would suggest is determining what you need in terms of a credit card (rewards, no preset limit, or whatever) and figuring out from there.

Likewise the LOC: what would you use it for?

Always have a goal in mind, if looking for a rewards card I'd simply suggest posting your spending estimates and goals and we can give recommendations for them.

[Revelate]

To add to that: your credit report is just fine, good mix, more than the minimum tradelines from an underwriting perspective.

Managing your reported balances and letting time pass are your improvements at your current score range, assuming that is a FICO score you're qualified for virtually everything on the planet from a score perspective, but underwriting does take other things into an account.

Your report setup though is excellent.