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Just went through the same thing with Chase. I applied for the Slate about about a week ago and was approved for a measley $400 CL. I was caught off gaurd with the low limit because I have a FICO score of 740, with a mortgage loan and one credit card that has a $9,500 CL. I got the card in the mail and immediately called for a CLI. My credit was pulled again and I only got a CLI to $500. The CSR admitted to me that she didn't understand why I was only being approved for such a low limit. Long story short, she asked me what my yearly income was and I told her $150K. She then asked what limit I was looking for and I told her to match my Fifth Third credit card's limit at $9,500 and she did it!
Chase is a strange bird.
Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k. The next day applied for CSP and they approve it. Called the magic number to confirm CL and they say my limit will be "$30k to start."
I vote you app for the Freedom or even the CSP in place of asking for a CLI. And be prepared to buy new skivvies.
@Anonymous wrote:Chase is a strange bird.
Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k. The next day applied for CSP and they approve it. Called the magic number to confirm CL and they say my limit will be "$30k to start."
I vote you app for the Freedom or even the CSP in place of asking for a CLI. And be prepared to buy new skivvies.
They are very strange about credit...they gave me $10k in new credit but no CLI....I am might to try for a CLI on my CSP in 6 months and then call back door and see if they can use same report for other cards for a CLI....
@Anonymous wrote:Chase is a strange bird.
Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k. The next day applied for CSP and they approve it. Called the magic number to confirm CL and they say my limit will be "$30k to start."
I vote you app for the Freedom or even the CSP in place of asking for a CLI. And be prepared to buy new skivvies.
That is really funny. But Congrats.