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Established Member
Posts: 16
Registered: ‎10-24-2012
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Re: what to do about chase low limit?

[ Edited ]

Just went through the same thing with Chase.  I applied for the Slate about about a week ago and was approved for a measley $400 CL.  I was caught off gaurd with the low limit because I have a FICO score of 740, with a mortgage loan and one credit card that has a $9,500 CL.  I got the card in the mail and immediately called for a CLI. My credit was pulled again and I only got a CLI to $500.  The CSR admitted to me that she didn't understand why I was only being approved for such a low limit.  Long story short, she asked me what my yearly income was and I told her $150K.  She then asked what limit I was looking for and I told her to match my Fifth Third credit card's limit at $9,500 and she did it!

Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: what to do about chase low limit?

Hang in there I started out with a $500 limit few months later I asked for a $500 cli and they gave me another $1000 to bring me to $1500. Tried for a few clis along the way and never got them. Tried for a cli about 3 weeks ago and they said no but gave me a csp and united with $5k limits visa signature

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Posts: 249
Registered: ‎12-24-2012
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Re: what to do about chase low limit?

Chase is a strange bird.

 

Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k.  The next day applied for CSP and they approve it.  Called the magic number to confirm CL and they say my limit will be "$30k to start."  :smileysurprised:

 

I vote you app for the Freedom or even the CSP in place of asking for a CLI.  And be prepared to buy new skivvies.

Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: what to do about chase low limit?


McArthur wrote:

Chase is a strange bird.

 

Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k.  The next day applied for CSP and they approve it.  Called the magic number to confirm CL and they say my limit will be "$30k to start."  :smileysurprised:

 

I vote you app for the Freedom or even the CSP in place of asking for a CLI.  And be prepared to buy new skivvies.


They are very strange about credit...they gave me $10k in new credit but no CLI....I am might to try for a CLI on my CSP in 6 months and then call back door and see if they can use same report for other cards for a CLI....


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
Posts: 567
Registered: ‎09-10-2012
0

Re: what to do about chase low limit?


McArthur wrote:

Chase is a strange bird.

 

Called to request my first CLI request ever on a five year account and they whined and moaned about an increase from $3k to $5k.  The next day applied for CSP and they approve it.  Called the magic number to confirm CL and they say my limit will be "$30k to start."  :smileysurprised:

 

I vote you app for the Freedom or even the CSP in place of asking for a CLI.  And be prepared to buy new skivvies.


That is really funny.:smileyvery-happy: But Congrats.


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

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