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what was your first plastic card ever ...can you remember !

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Anonymous
Not applicable

Re: what was your first plastic card ever ...can you remember !

My first CC, I got in the summer of 1991 (after I completed my first year of college).  It was from Signet Bank (which would be now Crapital One if I still had that card).  A measly $300, 19.8% APR and a $9 annual fee.  (I ultimately ditched it a couple of years later when I responded to a pre-approval app for a GM MasterCard, which had no annual fee, a $3000 line and a variable APR of prime plus 10.4%, and to my great surprise, I got that card.)
Message Edited by MarkRabo on 10-16-2008 08:43 PM
Message 11 of 32
Uniqua
Established Contributor

Re: what was your first plastic card ever ...can you remember !

Sears. They gave me a $1,250 CL. They were so good to me back then.

I miss you Sears!
Message 12 of 32
Uniqua
Established Contributor

Re: what was your first plastic card ever ...can you remember !


@TangMeister wrote:
Chase $500 limit - 1989.  Fast forward to 2008, and my WaMu just became a ChaMu.  What goes around comes around.  Smiley Happy


LOL. I like that "ChaMu."

I had an auto loan through Chase. I had to bitterly fight those people. Nevertheless, I paid it off but I NEVER thought in a million years I would have to deal with them again. My WaMu just became a ChaMu!
Message 13 of 32
MattH
Senior Contributor

Re: what was your first plastic card ever ...can you remember !

AMEX Green, around the time I got my BS degree in 1982 -- back then it was unheard of for students to have credit cards, one needed a documented income to get credit. A few months before graduation I got a mailing that said something like "congratulations future graduate, if you expect to get your degree this semester and have a job offer in hand you can apply now for an American Express card..."

 

I forget when I upgraded it to a Gold Card. They keep trying to get me to get a Platinum card but I don't travel enough for the extra perks to justify the increased annual fee.

 

Not long after getting the AMEX Green I got Sears and Penneys cards (which I no longer have because it's been a while since I shopped at either of those chains).  My other cards I got in the 1990s.

 

Message Edited by MattH on 10-16-2008 08:56 PM
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 14 of 32
rubaty
Frequent Contributor

Re: what was your first plastic card ever ...can you remember !

Lazarus in 1987 with a 1K limit.  At the time they were the only place in Col Oh that sold Swatch watches and that's why I got it!

Current Score: EX 772 EQ 777 TU 783 15 Jan 17
Goal Score: 815 across the board by Jan 18


Take the FICO Fitness Challenge
Message 15 of 32
Anonymous
Not applicable

Re: what was your first plastic card ever ...can you remember !

Amex Green backed by the US Air Force.  Every member gets one but it is for TDY ONLY!

 

 

Message 16 of 32
Miner
Frequent Contributor

Re: what was your first plastic card ever ...can you remember !

AMEX Green Card in 1989 when I was a freshman in College.

 

My first card closed by a creditor also happens to be the same one, 1.5 years latter.

Current FICO8: EQ:782, TU:754, EX:767 | 1x 30 day late 6yrs ago
AAoA: 10 years; AAoOA: 13 months; Credit Length: 21 years
INQ Eq: 3 / Tu: 5 (4 for auto) / Ex: 9 (5 for auto)
Message 17 of 32
SherriLynn
Regular Contributor

Re: what was your first plastic card ever ...can you remember !

Lerner!  Got it in 1987, think the limit was $150.  Guess it's NY & Co. now.
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09
Message 18 of 32
MsKiwi
Established Contributor

Re: what was your first plastic card ever ...can you remember !

A JCP card back in 1981 with a $300 limit. I know I didn't owe anything on it when I got divorced but I'm not sure if my ex kept it open or not.

 

Message 19 of 32
Anonymous
Not applicable

Re: what was your first plastic card ever ...can you remember !

Chevron card,1975. I don't think it had a limit, I put $600 on it one billing cycle (Air Force transfer from Ca to FL).
Message 20 of 32
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