Authorized user on my credit report is doing nothing but damaging my CR score. They count the balance as part of my credit debt, but do not include the CL as part of my available credit. What a scam, that does absolutley nothing but hurt my score. Ex: $17,000 limit with a $1,500 balance-the balance adds right into my revolving debt but the not one penny of the 17,000 goes to my credit available. Thats just wrong in every way.
