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whats the highest limit you have ever requested on a cli?

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bigblue7722
Valued Contributor
‎06-20-2014 05:08 AM
‎06-20-2014 05:08 AM

whats the highest limit you have ever requested on a cli?

Someone from the cap EO office called me yesterday cause of my FB message i sent them. In the message I said I wanted 6k hoping to get 5k. Then she asked me if that limit would do and I said actually I really need 10k lol or a 4x cli. I know I probably wont get anything but I was really hoping for more from my credit steps I only got a 1k CLI. I have read a lot of people got a lot more. So whats the highest increase you have ever requested?

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 1 of 20
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19 REPLIES 19
jd352
Regular Contributor
‎06-20-2014 05:13 AM
‎06-20-2014 05:13 AM

Re: whats the highest limit you have ever requested on a cli?

I asked for a 14k CLI on my Amex revolver. They countered with $12,200. I was satisfied. Good luck on yours!


NPSL............... $20,700........... $15,200.......... $5,000............ $15,000............ $20,000
Current Scores: Equifax: 761 (Fico) TransUnion: 751 (Fico) Experian: 768 (Fico)
Message 2 of 20
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takeshi74
Senior Contributor
‎06-20-2014 05:59 AM
‎06-20-2014 05:59 AM

Re: whats the highest limit you have ever requested on a cli?

25K but that was with AmEx and not CO.

 

@bigblue7722 wrote:

I have read a lot of people got a lot more.

Credit and income vary (as well as any given creditor's underwriting criteria) so you can't rely on what others get to assess what you might get.

Message 3 of 20
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DrJim
Frequent Contributor
‎06-20-2014 06:01 AM
‎06-20-2014 06:01 AM

Re: whats the highest limit you have ever requested on a cli?

$12K on my AMEX when I went from $6K to $18K.


Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 4 of 20
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PlasticOrPlastic
Established Contributor
‎06-20-2014 06:01 AM
‎06-20-2014 06:01 AM

Re: whats the highest limit you have ever requested on a cli?

$5000 on a HP, after it was approved I thought...shoulda went for more!  Good luck with yours, especially with Cap1.

Message 5 of 20
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Involver
Valued Contributor
‎06-20-2014 06:16 AM
‎06-20-2014 06:16 AM

Re: whats the highest limit you have ever requested on a cli?

Requested 35k on my Amazon store card.
Message 6 of 20
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MadTechnologist
Frequent Contributor
‎06-20-2014 10:00 AM
‎06-20-2014 10:00 AM

Re: whats the highest limit you have ever requested on a cli?

@Involver wrote:
Requested 35k on my Amazon store card.

LOL, wow. now that is amazing Smiley LOL

Starting Score: 611 (02/28/2014 EQ MyFico) 608 (Barclays TU 03/28/14)
Current Score: 665 (05/13/16 EQ) 655 (05/13/16 TU) 672 (05/13/16 EX) Gardening since 04/30/2016
Goal Score: 740+ All Around

Take the myFICO Fitness Challenge

Message 7 of 20
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SunriseEarth
Moderator Emeritus
‎06-20-2014 10:14 AM
‎06-20-2014 10:14 AM

Re: whats the highest limit you have ever requested on a cli?

The highest I've asked for (to date) on a CLI was a $10K CL on my Care Credit (was $2K before).  They gave me $10200 total CL.   ;-)

 

On November 1st, I'm going for my 2nd AMEX 3X CLI request; asking for $13500.  You'll hear all about it if I succeed.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 8 of 20
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nmbrsgrl
Contributor
‎06-20-2014 10:25 AM
‎06-20-2014 10:25 AM

Re: whats the highest limit you have ever requested on a cli?

What are you all saying is the reason for the requested CLI?



Starting Score: 582
Current Score: EQ658|TU654|EX640 as of 10/19/15
Goal Score: 720+

Take the myFICO Fitness Challenge
Message 9 of 20
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creditguy-378
Regular Contributor
‎06-20-2014 10:34 AM
‎06-20-2014 10:34 AM

Re: whats the highest limit you have ever requested on a cli?

I asked for 10k limit increase on cap one recently when I was talking to the EO and the guy chuckeled and said what is a reasonable cli you would like so I said 5k and he gave it to me

always use credit wisely and you won't ever feel like you're working just for the task master
Message 10 of 20
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