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I asked the Cap One EO for $15k on a $1k credit steps card and they gave it to me...
i've asked for 20k CLI on Bank Of America, approved;
I've asked for 15k CLI on Navy Federal, approved;
These were both my highest self initiated CLI requests.
25K on Amex - approved and 10K on Cap1 - approved, Good luck!
Recently, I requested $10K on my CareCredit, got $6600 from $3000. Not too bad!
$8400 from American Express but it was denied, again!
@CreditJim wrote:I asked the Cap One EO for $15k on a $1k credit steps card and they gave it to me...
That's awesome! Yeah capital one didn't help me out that much but I got another 1k out of them I'll probably bug them in Nov cause that is when the two year mark hits sense my last late payment
@nmbrsgrl wrote:What are you all saying is the reason for the requested CLI?
When I ask for a CLI, I do it over the phone and never through the auto feature that most sites have.
Then I tell them that I like their product and would like to use it more, however with a lower CLI, it limits my utilization.
I also do all apps over the phone. I was getting solicitations from USAA for a while now that I was pre-selected for their World MC. I gave them a call finally yesterday and gave in. I was approved and she told me $6,000, I said to her I am looking for something at least $12,000. She put me on hold for five minutes and came back and said congratulations it's now $12,000. Hope that helps.
Lowes...started at 1k...asked for 10k...approved
AMEX...started at about 8k...asked for 20, CO with 18k ...took it!
Care Credit...started at 2500...asked for more via my dentists office (they thought I was springing for veneers!) got 20k. Left paying for a cleaning!
There might be more...might have to think about this one....
I just requested cli on my 2 cap 1 cards and one went from 4000 to 10,000 and the other went from 300 to 20,000!!!!
I've asked Synchrony for $25k on each of my cards. So far $18k is the highest they've gone.