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when do they pull the credit report?

New Member

when do they pull the credit report?

I applied the fidelity  2% american express card last Tuesday. On the same day I ordered the direct tv package. Two days later I received myfico alert "new hard inq added" with regard to direct tv. I have not received any fidelity inq alert till now.

maybe they don't ask for equifax report? 

or maybe they don't pull my report on the same day of credit card application?

anyway, no news for a week almost means no luck. 

should I call tomorrow to urge them?

Thanks.

 

 

Message 1 of 4
3 REPLIES
Moderator Emerita

Re: when do they pull the credit report?

It might be that Fidelity pulled a different credit report than Equifax. (My guess is that they pulled Experian.)

Score Watch can only tell you about inqs pulled on Equifax, not on the other two bureaus. Once the card starts reporting though, you should get an alert for the new account.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 4
New Member

Re: when do they pull the credit report?

i see now

thanks a lot. 

 

Message 3 of 4
New Member

Re: when do they pull the credit report?

just called and a girl told me that I've been approved
but with 2K cl only
and that girl simply stops me from talking to her supervisor.. saying my card has already been mailed out.. 
is it  easy to get CLI with fia?
maybe it's hard pull hard pull ..
should I give another  call to talk about the credit line?
 Thanks
Message 4 of 4