I know I've seen this before, but my search-fu is failing me.
(hey mods--would there be any point to having a sticky with faqs about the most popular cards/banks?)
So, I had a 700 dollar charge that was pending FOREVER on my bofa card. Of course it finally hit my statement on the day the statement cut. So instead of the nice little <10 % balance I wanted to report, I'm reporting like 40% util, annoying, but not the end of the world.
My question is, do they report to the bureaus on the statement day, or at the end of the month? I know I read someone was an exception, I just can't remember who.
thanks!