when does discover double cash end?

[UncleB]

---

@Anonymous wrote:
it's for everyone if you don't have poopy credit lol. i will call tonight and ask. i called this morning and the lady said the system was down but they're open until midnight so i will call around 22:00

---

I didn't get a message about an alternate offer, so I guess mine is OK, but I still think it sucks that you don't get the double cash. 

It would be like Capital One saying, "OK, we'll let you have a QuickSilver, but there won't be any cash back..." (to the best of my knowledge this doesn't happen).  I guess I just don't understand how it lessens Discover's liability by removing your double cash promo... it just doesn't make sense, darn it! 

[Anonymous]

yeah that's what i wanna know what further risk is involved with giving me that and not? if anything not having it will leave me to SD the card until next year.

[longtimelurker]

---

@UncleB wrote:

---

@Anonymous wrote:
it's for everyone if you don't have poopy credit lol. i will call tonight and ask. i called this morning and the lady said the system was down but they're open until midnight so i will call around 22:00

---

I didn't get a message about an alternate offer, so I guess mine is OK, but I still think it sucks that you don't get the double cash. 

It would be like Capital One saying, "OK, we'll let you have a QuickSilver, but there won't be any cash back..." (to the best of my knowledge this doesn't happen).  I guess I just don't understand how it lessens Discover's liability by removing your double cash promo... it just doesn't make sense, darn it! 

---

I guess that, while it doesn't look like one, the double cash is really just an addition to an account, in the same way a 0% APR period, or a signing bonus, or an APR rate is.  And Discover often has a variety of such offers you can choose from.    And apparently they have one which doesn't include the double!

It obviously does reduce liability a little.   If 2011XTERROR defaulted after the first year, they would have paid 2x cashback + whatever the chargeoff, instead of 1x cashback and the chargeoff.

But I agree, just sounds a little mean.

[Anonymous]

if i defaulted and didn't redeem then they aren't out the cash back at all. just my purchase amount. and that's a risk for any unsecured card.

[freshprince32]

That is mean...What were your scores?

[Anonymous]

Don't get discouraged yet. When I applied for Discover I was not approved for the promo I applied for...turns out they were talking about the 0% interest offer.  I still got the double cash back offer though. Why don't you give them a call and see if you still get the double cash back? I haven't heard of any new account holders not getting the double cash back offer.  

[Anonymous]

it specifically said no to the double cash as well. will call in a moment

[UncleB]

---

@Anonymous wrote:

Don't get discouraged yet. When I applied for Discover I was not approved for the promo I applied for...turns out they were talking about the 0% interest offer.  I still got the double cash back offer though. Why don't you give them a call and see if you still get the double cash back? I haven't heard of any new account holders not getting the double cash back offer.  

---

2011XTERROR, I hope this is the case for you.  For those of us who PIF, the 0% APR isn't that big of a deal anyway, but the double-cash would be nice.  Please let us know how it works out for you; it will help my feelings a bit regarding Discover if they at least let you in on the double-cash!

[Anonymous]

well dumb. the lady from this number (888) 676-3695 said they were open until midnight so i call (22:27 central time, so it's not midnight anywhere in the U.S.) and it says it's closed. well poop. better luck tomorrow. doubt i should call the normal line huh...

[longtimelurker]

---

@Anonymous wrote:
if i defaulted and didn't redeem then they aren't out the cash back at all. just my purchase amount. and that's a risk for any unsecured card.

---

I think they assume you are cunning enough to redeem before defaulting!