Re: when should I apply for freedom? Update... I applied

youngandcreditwrthy · ‎08-16-2012

F*** yeah! I'm totally stoked for you! What limit did you get if you don't mine my asking?!?
WOW! So glad this forum is here!!!!!!

Just remember that the person you spoke with to get you approved deemed you creditworthy!
Some tips:
1. AlWAYS stay under 30% util., but try to stay less than 10%.
2. ALWAYS PAY ON TIME!
3. GROW your credit lines.
4. MINIMIZE interest cost if you carry a balance... Don't forget to throw yout creditors a couple of bucks in interest to keep 'em happy; credit is a mutually beneficial business transaction afterall.
5. And whatever else you wanna add in there!!!

Building my credit is fun, and it's a great way to improve my life and future prospects!

:-)

creditnocash · ‎07-23-2012

congrats man.

breed them well.

look at your pms jc! just a little tip.

and as for salary. does that mean your am for manager? or do you mean salary as your gross income?

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

jcstarkey8826 · ‎06-01-2012

youngandcreditwrthy wrote:
F*** yeah! I'm totally stoked for you! What limit did you get if you don't mine my asking?!?
WOW! So glad this forum is here!!!!!!

Just remember that the person you spoke with to get you approved deemed you creditworthy!
Some tips:
1. AlWAYS stay under 30% util., but try to stay less than 10%.
2. ALWAYS PAY ON TIME!
3. GROW your credit lines.
4. MINIMIZE interest cost if you carry a balance... Don't forget to throw yout creditors a couple of bucks in interest to keep 'em happy; credit is a mutually beneficial business transaction afterall.
5. And whatever else you wanna add in there!!!

Building my credit is fun, and it's a great way to improve my life and future prospects!

:-)

thanks man! I was pumped! I was just glad to get into a prime card that can grow and I don't have to worry about upgrading or AFs It's a nice feeling.

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Store Card 1800 CL, Kay Jewelers 3000 CL

jamesdwi · ‎09-16-2011

Congrats, glad you got the card you wanted.

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013

jcstarkey8826 · ‎06-01-2012

creditnocash wrote:
congrats man.
breed them well.

look at your pms jc! just a little tip.
and as for salary. does that mean your am for manager? or do you mean salary as your gross income?

thanks for pm man, I'll try that. I actually went to another bank for a financial consultant job.

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Store Card 1800 CL, Kay Jewelers 3000 CL

jd5189 · ‎08-14-2012

WTG jcstarkey. See, you took control and it worked! Congrats!!!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.

youngandcreditwrthy · ‎08-16-2012

Yw!

Credit Cards

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied

Re: when should I apply for freedom? Update... I applied