07-31-2007 08:37 PM
08-01-2007 01:54 PM
08-01-2007 04:23 PM
congrats! what are your fico's
T--Rev wrote:I currently have a Chase MC and had applied on-line for a Chase Disney Visa due to an up-and-coming trip. I was given the 'we need additional time to process... and will get back to you' message on-line. Low-and-behold I received a call at work 2 weeks ago from Chase regarding my request. A very nice lady verified my info, asked about my income, went over my current outstanding debt and asked what my plan was to take care of them and then said she would approve me for a card and to expect it in 7-10 days... cards arrived yesterday with a $2K CL, 0% for 6 months, no fees... I had expected to receive the customary rejection letter but was pleasantly surprised
08-03-2007 07:58 AM
08-03-2007 08:21 AM
I applied for a Discover card Monday night and got that message. I got a call from Discover last night. They wanted to know if I had a mortgage (I don't), if I had a cell phone (I do and she wanted to call me at my cell phone to verify, strange), if I was a legal resident or citizen (legal resident) then she approved me for $4000 limit with 0% interest for 12 months.
08-03-2007 08:30 AM
08-03-2007 09:29 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.