No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
After you close would be better. I wouldn't apply for anything since you are planning on closing on a house...your window is too short. You really don't want to do anything that might lower your scores: new inqs and new accounts.
needtoknowmore wrote:
I'm in the process of building a house and we close in the middle of October. I was wondering, when can I apply for a credit card through my credit union without the home purchase affecting my score? Also, am I able to apply for a cc now before we close? I d/k if this question if appropriate for this forum or the mortgage one...Thank you!
Do in-store financing if you can on the furniture. The DW and I were able to get no interest, no payments for almost two years. Paid it off in a year and that was that. Just a suggestion.
needtoknowmore wrote:
Thank you! This is our first home purchase and now that are credit scores are going up, I thought about applying for 1 card to help with buying some furniture.
Be careful these are usually CFL loans.
SpecFile wrote:
Do in-store financing if you can on the furniture. The DW and I were able to get no interest, no payments for almost two years. Paid it off in a year and that was that. Just a suggestion.
needtoknowmore wrote:
Thank you! This is our first home purchase and now that are credit scores are going up, I thought about applying for 1 card to help with buying some furniture.
SpecFile wrote:
Do in-store financing if you can on the furniture. The DW and I were able to get no interest, no payments for almost two years. Paid it off in a year and that was that. Just a suggestion.
needtoknowmore wrote:
Thank you! This is our first home purchase and now that are credit scores are going up, I thought about applying for 1 card to help with buying some furniture.
Eefinitely not a good idea. As fused said. Prbably a Consumer finance company loan which will do more harm to the score tha good.