04-17-2013 10:14 AM
good afternoon myfico
I was reading lot about benefits of World Elite MasterCard and I am thinking to get one. But the AF on most of the direct apply cards are very high.
I was reading some posts here that you can convert some Citi cards to World Elite MasterCard after sometime without any AF.
So can you please recommand which cards are able to converted to World Elite MasterCard from CITI without any AF?
Also how long it takes before you can request the upgrad to World Elite MasterCard?
I don't have any credit card wtih CITI currently.
my annual income and credit scores are very good so there will no issue on getting any card approval from CITI.
04-17-2013 10:24 AM
I had the CITI Dividend World Card for 2 years and I requested to have them convert to World Elite 2 months ago. Got my new WE card in the mail a few weeks ago with EMV chip and I must say it does look nice. Not sure if you can apply for a WE Dividend card online, but I would call and see if it is a possibility over the phone at least.
04-17-2013 10:33 AM
I think we can not apply for CITI Dividend World Card now. It is Visa only. not a master card.
If that is the case then you would have to apply for the card and then wait a year to request a conversion. Dividend is the only no annual fee World Elite Mastercard I am aware of.
04-17-2013 10:37 AM - edited 04-17-2013 10:39 AM
Oh and here is a link for the Ameriprise WE card if interested. This has an annual fee of $150
This one from First Hawaiian Bank with a $75 annual fee
04-17-2013 10:39 AM
there is also a hawaiin bank world elite mastercard
here is the link
04-17-2013 08:07 PM
The only Citi cards that you can apply directly for as a WEMC are the AA Executive and Prestige.
Why do you want a WEMC so badly anyways?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.