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which bank provides 'free' cli?

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thom02099
Valued Contributor

Re: which bank provides 'free' cli?


@PaBill wrote:

@Blackrv7 wrote:

@phonic wrote:

@Blackrv7 wrote:

Citi is sp every 6 months.


Citibank is SP? I thought I read somewhere that they were usually HP.


You're eligible for a SP cli every 6 months with citi.   If you request one prior to the six month point, they will simply decline you with no pull stating you are not elibible for a cli.  I usually call them and request one.  I've had great success talking to a real person.


Do you know if the 6 month SP applies to Home Depot cards (Citi)  also?


It can.  I get solicitations from Home Depot all the time that if I spend $299 or more or $399 or more, that they will increase my credit limit to $xx,xxx (depending on where you are when you receive this - the last one I got said they'd move me from my current $9700 limit to $13K!)  So presumably this is based upon a SP that they've already done and sent a solicitation to you based on your credit profile with them. 

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